由安德魯・ Hupert

成功的企業家在中國將告訴您成功比他們最初計劃了很多時間花費了。 5+幾年來猛擊企業的前輕拍所有者在中國能突然發現自己在一條陡峭的生長曲線。 是幾年在製造導致留下他們的所有者人質給事務的許多這些`隔夜成功案例』。 當事務變得更大和更加富有時，創建者是現金窮的。

成功的中國企業家能做什麼促進他們的家庭財務，无需毀壞公司資產負債表？

多年來，當需求跟上了您提供，您扭捏了業務模式，發現了正確的行銷&銷售組合并且準備好。 當您的5歲事務成為隔夜成功，什麼發生？

1) 突然的興旺在經營活動也許留給您許多金錢和許多消遣時間。 大概沒有，雖則。 它是更加可能的您將找到自己在亢奮成長和低亞硫酸鈉收入現款額內的期間。 不要恐慌。 多數小企業增長在參差不齊的節奏-特別在中國。 為重大滯後準備在更高的銷售和更高的保留的收入之間。

2) 財產富有-家庭貧寒。 他們有入他們的事務-的企業家為投入一切是臭名遠揚的，并且那是偉大的。 但是，當事務增長您將需要一個計劃為轉移一些財富從公司帳戶到您自己的股份單。

3) 您的事務不是ATM。 薪水一個可預測的薪金。 Big annual bonuses are fine – as long as you have some sense of how much you are earning. Someone bootstrapping a brand-new business probably doesn’t have a clear idea of how much he will earn in 2008 – but if you’ve been around for a few years and have a steady flow of business, you should be able to give a ballpark estimate of how much you’ll pay yourself.

4) IPOs and M&A grab the headlines, but successful entrepreneurs need a Plan B for cashing out. Leaving ALL your assets in the company can be risky. China business is famous for stories of successful entrepreneurs who ended up running into trouble with partners, bureaucrats, suppliers, key clients – and changes in regulations. Make sure you have a cushion in case the business suffers a major shock.

5) Incremental cash-out options. While living off your expense account is a bad idea, retiring on the company may be a winning strategy. Entrepreneurs and owners should consider setting up in-house pension plans, education funds and health insurance programs that preserve your business’ capital structure but still provide for the owners’ long-term financial health.

For more ideas about incremental business cash-outs, take a look at www.ChinaFinancialPlanning.com.

Andrew Hupert, Chinasolved