由安德鲁· Hupert

成功的企业家在中国将告诉您成功比他们最初计划了很多时间花费了。 5+几年来猛击企业的前轻拍所有者在中国能突然发现自己在一条陡峭的生长曲线。 是几年在制造导致留下他们的所有者人质给事务的许多这些`隔夜成功案例’。 当事务变得更大和更加富有时，创建者是现金穷的。

成功的中国企业家能做什么促进他们的家庭财务，无需毁坏公司资产负债表？

多年来，当需求跟上了您提供，您扭捏了业务模式，发现了正确的行销&销售组合并且准备好。 当您的5岁事务成为隔夜成功，什么发生？

1) 突然的兴旺在经营活动也许留给您许多金钱和许多消遣时间。 大概没有，虽则。 它是更加可能的您将找到自己在亢奋成长和低亚硫酸钠收入现款额内的期间。 不要恐慌。 多数小企业增长在参差不齐的节奏-特别在中国。 为重大滞后准备在更高的销售和更高的保留的收入之间。

2) 财产富有-家庭贫寒。 他们有入他们的事务-的企业家为投入一切是臭名远扬的，并且那是伟大的。 但是，当事务增长您将需要一个计划为转移一些财富从公司帐户到您自己的股份单。

3) 您的事务不是ATM。 薪水一个可预测的薪金。 Big annual bonuses are fine – as long as you have some sense of how much you are earning. Someone bootstrapping a brand-new business probably doesn’t have a clear idea of how much he will earn in 2008 – but if you’ve been around for a few years and have a steady flow of business, you should be able to give a ballpark estimate of how much you’ll pay yourself.

4) IPOs and M&A grab the headlines, but successful entrepreneurs need a Plan B for cashing out. Leaving ALL your assets in the company can be risky. China business is famous for stories of successful entrepreneurs who ended up running into trouble with partners, bureaucrats, suppliers, key clients – and changes in regulations. Make sure you have a cushion in case the business suffers a major shock.

5) Incremental cash-out options. While living off your expense account is a bad idea, retiring on the company may be a winning strategy. Entrepreneurs and owners should consider setting up in-house pension plans, education funds and health insurance programs that preserve your business’ capital structure but still provide for the owners’ long-term financial health.

For more ideas about incremental business cash-outs, take a look at www.ChinaFinancialPlanning.com.

Andrew Hupert, Chinasolved