由安德鲁

如果信用和转账卡可以用于中国，我被要求许多次。 简单的答复是，在多数城市。 香港应该是没有问题，上海，并且北京不应该也提出许多问题。 南宁、广州和相似的城市应该也是好的。

打翻…，虽然您的卡片将是芯片，并且别住您在几乎所有案件将请求“签字为”不要让它出于您的视域。

他们可以用于更大的旅馆的多数，但不是所有的卡片将被接受，在我的经验签证看来准备好认出和接受。 在您动身去中国之前，通知您的银行(为转账卡)，并且信用卡公司您在中国在特定日期，他们然后将下垂您的帐户，并且您不应该必须许多问题。 在您的第一企图在使用二者之一他们更将下降与消息“提到提供者”之后，您可以仍然也发现。 不恐慌正义电话您的银行或信用卡公司在您最早期。 技巧…那么总运载您的卡片和银行联络电话号码与您并且数字对报告失去的或被窃取的卡片。

在我的最后几次参观向南宁我在旅馆，百货商店和ATM机器使用了我的转账卡和信用卡以变化的和古怪的程度成功。 For instance, the ATM machines happily accept Debit cards but will vary on the daily amount given, I use Bank of China ATM’s only and found that at some Branches 2000RMB per day was permitted and others I was able to draw 3000RMB per day.

Tips…When the machines are empty of cash no indication was given, only that withdrawal was declined, it was only after asking the security guard (present in all Banks) that he informed me the machine was empty. So this could be misleading as the first reaction is to think someone has cleared your account out.

Tips… Also worth noting in the Department stores credit cards are preferred.There are numerous “pay” counters scattered around where you pay for your purchases, these vary in what they will accept, it is worth pointing out to the sales assistant that you will be paying by International card, she will then direct you to the correct counter. Internet connections are variable in China and as these transactions require Internet connection, sometimes this will be down and once again you will not be able to use your card. So in summary, Larger Hotels, Department stores and restaurants will in most cases accept International Credit cards and ATM’s will accept Debit cards.

Tips…Beware, never let the card out of your sight. Although your cards will be chip and pin it is highly likely that all transactions will be “sign for”

Do not be fooled by the reaction you might receive in smaller shops, they will appear at first to accept your card and go through the process of purchase, it is usually at this point the machine will reject it as they are not allowed to accept international transactions (only domestic transactions), it is likely that the shop staff have never encountered this before and it will throw them into orbit, managers will appear, your card will be passed from one to another, do not let it out of your sight and finally when all else fails they will probable offer to walk you to the nearest ATM to draw the cash. This happened to me in Nanning on my first visit, I declined there kind offer and walked away and ended up purchasing a similar product in the larger department store using my credit card.

Tips… When you do make purchases remember the Chinese are great hagglers. The only places where the prices are usually fixed and not negotiable are the large department stores but it might be worth a go. Everywhere else, especially the street vendors, Haggle, Haggle, Haggle the prices can be talked down. Ideally let a Chinese national do this for you. They know how to do it… and stay out of sight yourself, as soon as there is a glimpse of a westerner the price will double.

Andrew, mynanning.blogspot.com