Por Andrew

Me han pedido muchas veces si las tarjetas del crédito y del debe se pueden utilizar en China. La respuesta simple está SÍ, en la mayoría de las ciudades. Hong-Kong no debe ser ningún problema, Shangai y Beijing también no debe plantear demasiados problemas. Nanning, Guangzhou y las ciudades similares también deben ser ACEPTABLES.

Inclina… aunque su tarjeta será viruta y fijarle en casi todos los casos será pedido “firmar para” no la deje fuera de su vista.

Pueden ser utilizados en la mayoría de los hoteles más grandes, pero no todas las tarjetas serán aceptadas, en mi VISA de la experiencia aparece estar haber reconocido lo más fácilmente posible y aceptado. Antes de que usted se vaya para China, notifique su banco (para la tarjeta del debe) y la compañía de la tarjeta de crédito que usted estará en China las fechas dadas, entonces señalarán por medio de una bandera encima de su cuenta y usted no debe tuvo que muchas ediciones. Usted puede también todavía encontrar después de que su primera tentativa en usar cualquiera ellos todavía sea declinada con el mensaje “refiera al abastecedor”. No se atierra el teléfono justo su banco o compañía de la tarjeta en su más temprano. Las extremidades… llevan tan siempre sus números de teléfono del contacto de la tarjeta y del banco con usted y también los números a la tarjeta perdida o robada del informe.

En mis últimas visitas a Nanning utilicé mi tarjeta del debe y la tarjeta de crédito en almacenes grandes de los hoteles, y máquinas de la atmósfera con variar y grados erráticos de éxito. For instance, the ATM machines happily accept Debit cards but will vary on the daily amount given, I use Bank of China ATM’s only and found that at some Branches 2000RMB per day was permitted and others I was able to draw 3000RMB per day.

Tips…When the machines are empty of cash no indication was given, only that withdrawal was declined, it was only after asking the security guard (present in all Banks) that he informed me the machine was empty. So this could be misleading as the first reaction is to think someone has cleared your account out.

Tips… Also worth noting in the Department stores credit cards are preferred.There are numerous “pay” counters scattered around where you pay for your purchases, these vary in what they will accept, it is worth pointing out to the sales assistant that you will be paying by International card, she will then direct you to the correct counter. Internet connections are variable in China and as these transactions require Internet connection, sometimes this will be down and once again you will not be able to use your card. So in summary, Larger Hotels, Department stores and restaurants will in most cases accept International Credit cards and ATM’s will accept Debit cards.

Tips…Beware, never let the card out of your sight. Although your cards will be chip and pin it is highly likely that all transactions will be “sign for”

Do not be fooled by the reaction you might receive in smaller shops, they will appear at first to accept your card and go through the process of purchase, it is usually at this point the machine will reject it as they are not allowed to accept international transactions (only domestic transactions), it is likely that the shop staff have never encountered this before and it will throw them into orbit, managers will appear, your card will be passed from one to another, do not let it out of your sight and finally when all else fails they will probable offer to walk you to the nearest ATM to draw the cash. This happened to me in Nanning on my first visit, I declined there kind offer and walked away and ended up purchasing a similar product in the larger department store using my credit card.

Tips… When you do make purchases remember the Chinese are great hagglers. The only places where the prices are usually fixed and not negotiable are the large department stores but it might be worth a go. Everywhere else, especially the street vendors, Haggle, Haggle, Haggle the prices can be talked down. Ideally let a Chinese national do this for you. They know how to do it… and stay out of sight yourself, as soon as there is a glimpse of a westerner the price will double.

Andrew, mynanning.blogspot.com